Money Myths That Keep You Stuck, Let’s bust some common financial myths:

"I need a high income to be financially free." (Truth: It’s about how you manage money.) 

"Debt is normal and necessary." (Truth: Debt limits your freedom.)

"Investing is risky and only for experts." (Truth: With the right strategy, investing is your key to wealth.)

When you understand the real rules of money, you can start making it work for you instead of against you.

The Hidden Traps of the Financial System – Are You Being Played?

💳 Banks and credit card companies make billions by keeping you in debt.

🔄 The system is designed for you to fail—minimum payments keep you paying almost forever.

Hidden Traps Banks Don’t Want You to Know

1️⃣ Minimum Payment Illusion – “Low” payments keep you trapped.

2️⃣ Introductory Offers – 0% APR tricks you into overspending.

3️⃣ Fees & Penalties – Late fees, overdrafts, balance transfers = extra charges.

4️⃣ Credit Score Manipulation – Keeping you borrowing to “maintain” a good score.

The Psychology of Debt – Why It’s Hard to Escape

🧠 Buy now, pay later = instant gratification, long-term pain.

🎭 Debt normalization – Society makes debt seem normal, even necessary.

🔄 Guilt & fear cycle – “I’ll never be debt-free, so why try?”

Key Takeaways

✔ Banks profit by keeping you in debt—awareness is the first step to freedom.

✔ The less you borrow, the less control banks have over your life.

✔ A debt-free life = more choices, less stress, real financial power.